All industries Retail Trade
Retail Store
Bricks-and-mortar retail with inventory, casual staff on the Retail Award and an online sales channel.
- ANZSIC
- 4251, 4279
- Division
- G
Bundle spec
Recommended software & services
Ranked on merit for this trade, not on what pays us most. Core items are pre-selected at checkout.
Manifest
7 items · 3 pre-selectedSquare Payments & POS
COREPaymentsPOS with inventory tracking across the counter and online.
$49/mo$60Google Business Profile Setup & Management
COREDigital PresenceOpening hours and location are the two things local shoppers search for.
$35/mo$49Xero Accounting
COREAccounting SoftwareStock purchases, GST and daily reconciliation.
$59/mo$70Deputy Rostering & Time
RECOMMENDEDWorkforce & PayrollGeneral Retail Award (MA000004) penalty rates and rostering. Only needed once you employ staff.
$69/mo$85BizCover Business Insurance
RECOMMENDEDInsurancePublic liability and stock cover for a customer-facing store.
$75/mo$85Turnkey Business Website
RECOMMENDEDWebsiteTrading hours, location and a basic catalogue.
$25/mo$39Partner Accountant
OPTIONALAccounting & TaxInventory accounting and EOFY stocktake support.
$199/mo$250
Core bundle: 3 services
Retail
$179/mo
Bundle
$143/mo
Workforce
Modern Awards that typically apply
- MA000004
General Retail Award
PrimaryPrimary award for retail employees.
10 entitlement rules modelledFair Work summary
We deliberately don't publish pay rates. They change (usually each 1 July) and stale figures risk underpaying staff. Use the Fair Work Pay and Conditions Tool for current rates.
Compliance matrix
Licensing & compliance — NSW
TAX REGISTRATION
2Australian Business Number (ABN)
NATIONALEvery business operating in Australia needs an ABN. It is free to apply for and is required before you can register for GST, issue compliant tax invoices, or avoid having 47% withheld from payments by other businesses.
Australian Business RegisterCheck with the regulator
GST registration
NATIONALRegistration is compulsory once your GST turnover reaches the registration threshold in a rolling 12-month period, and you must register within 21 days of crossing it. Registration is optional below the threshold. Ride-sourcing drivers must register regardless of turnover.
Australian Taxation OfficeCheck with the regulator
WORKPLACE SAFETY
1Work health and safety duties
NATIONALAs a person conducting a business or undertaking (PCBU) you owe a primary duty of care to workers and others. WHS law is implemented by each state and territory regulator.
Safe Work Australia and state regulatorsCheck with the regulator
INSURANCE
1Public liability insurance
NATIONALNot legally compulsory for most businesses, but effectively mandatory in practice — most commercial clients, councils, landlords and head contractors require evidence of cover before you can work.
Not government-mandated for most businessesCheck with the regulator
May also apply — we need one more answer
PAYG withholding registration
Do you employ staff (including casuals)?
Single Touch Payroll (Phase 2) reporting
Do you employ staff (including casuals)?
Superannuation guarantee
Do you employ staff (including casuals)?
Director Identification Number
What is your business structure?
Workers compensation insurance
Do you employ staff (including casuals)?
Payroll codes
Payroll allowances to expect (STP Phase 2)
Single Touch Payroll Phase 2 requires allowances to be itemised by type. These are the ones this trade commonly reports.
- LD
Laundry
Allowance for laundering approved uniforms or protective clothing.
- TA
Task allowance
Allowance for performing a particular task or working in particular conditions.
Free tools
Free government tools worth using
Some of what businesses pay for is already published free. Start here.
- Australian Business Licence and Information Service (ABLIS)
Answer questions about what your business does and where it operates, and get back the licences, permits and registrations that apply across federal, state and local government. The single best starting point for the licensing question.
Australian Government
- Work out your business registrations
Walks through which registrations you need — ABN, business name, GST, TFN, PAYG withholding — based on your structure and situation.
business.gov.au
- ABN Lookup
Free public register for checking an ABN, its GST registration status and entity name. Worth running over any new commercial customer before you extend credit.
Australian Business Register
- Personal Property Securities Register (PPSR)
Register a security interest over goods you supply on credit, or search whether equipment you are buying is encumbered. Low cost per registration and the difference between being a secured and unsecured creditor if a customer folds.
Australian Financial Security Authority
- IP Australia — TM Headstart
A pre-application assessment service for trade marks — an examiner reviews your mark before you formally apply, so you find problems before paying the full application fee.
IP Australia
- Cash flow statement template
A spreadsheet for projecting money in and out month by month.
business.gov.au
- Profit and loss statement template
Standard income statement layout for businesses not yet on accounting software.
business.gov.au
- Balance sheet template
Assets, liabilities and equity in a single standard layout.
business.gov.au
- Budget template
Plan expected income and expenses across a financial year.
business.gov.au
- Start-up costs sheet
Itemise what it will actually cost to open — the exercise that tells you how much runway you need before the first invoice is paid.
business.gov.au
Government tools and templates referenced are © Commonwealth of Australia, licensed under CC BY 3.0 AU.
Disclaimer
General information only — not legal, financial or tax advice. Licence classes, thresholds and exemptions change; confirm every requirement with the named regulator before relying on it.