All industries Professional, Scientific and Technical Services
Consulting & Professional Services
Advisory and professional services billed by project or retainer, with professional indemnity exposure.
- ANZSIC
- 6962
- Division
- M
Bundle spec
Recommended software & services
Ranked on merit for this trade, not on what pays us most. Core items are pre-selected at checkout.
Manifest
12 items · 3 pre-selectedXero Accounting
COREAccounting SoftwareProject invoicing, expense tracking and GST.
$59/mo$70BizCover Business Insurance
COREInsuranceProfessional indemnity is usually a condition of client contracts.
$75/mo$85Turnkey Business Website
COREWebsiteCredibility check for prospective clients and referrers.
$25/mo$39Lawpath Legal Plan
RECOMMENDEDLegalConsulting agreements, IP ownership clauses and terms of engagement.
$39/mo$49Domain Registration & DNS
RECOMMENDEDDigital PresenceA professional domain rather than a free email address.
$19/mo$29Google Workspace
RECOMMENDEDDigital PresenceClient-facing email and document collaboration.
$19/mo$24Annature e-Signatures
RECOMMENDEDDigital PresenceEngagement letters and SOWs signed quickly.
$39/mo$49Sprintlaw Fixed-Fee Legal
OPTIONALLegalFixed-fee legal work when a specific contract needs drafting properly.
No monthly feeGoogle Business Profile Setup & Management
OPTIONALDigital PresenceUseful if you serve a local market rather than nationally.
$35/mo$49Partner Accountant
OPTIONALAccounting & TaxStructure advice as income grows.
$199/mo$250Financial Advisory
OPTIONALFinancial PlanningSuper and wealth planning for owner-operators.
$99/mo$150Stripe Online Payments
OPTIONALPaymentsTake deposits and retainers online.
$39/mo$49
Core bundle: 3 services
Retail
$194/mo
Bundle
$159/mo
Workforce
Modern Awards that typically apply
- MA000002
Clerks Award
PrimaryCommonly applies to administrative and support employees. Professional staff may be award-free.
9 entitlement rules modelledFair Work summary
We deliberately don't publish pay rates. They change (usually each 1 July) and stale figures risk underpaying staff. Use the Fair Work Pay and Conditions Tool for current rates.
Compliance matrix
Licensing & compliance — NSW
TAX REGISTRATION
5Australian Business Number (ABN)
NATIONALEvery business operating in Australia needs an ABN. It is free to apply for and is required before you can register for GST, issue compliant tax invoices, or avoid having 47% withheld from payments by other businesses.
Australian Business RegisterCheck with the regulator
GST registration
NATIONALRegistration is compulsory once your GST turnover reaches the registration threshold in a rolling 12-month period, and you must register within 21 days of crossing it. Registration is optional below the threshold. Ride-sourcing drivers must register regardless of turnover.
Australian Taxation OfficeCheck with the regulator
PAYG withholding registration
NATIONALRequired before you first pay an employee. You must withhold tax from wages and report it to the ATO.
Australian Taxation OfficeCheck with the regulator
Single Touch Payroll (Phase 2) reporting
NATIONALEmployers must report salary, wages, PAYG withholding and superannuation liability to the ATO each pay run through STP-enabled software. Phase 2 requires income components to be reported disaggregated rather than as a single gross figure.
Australian Taxation OfficeCheck with the regulator
Superannuation guarantee
NATIONALEmployers must pay superannuation contributions for eligible employees by the quarterly due dates, through a SuperStream-compliant channel. Rates and eligibility rules change — confirm the current rate with the ATO.
Australian Taxation OfficeCheck with the regulator
WORKPLACE SAFETY
1Work health and safety duties
NATIONALAs a person conducting a business or undertaking (PCBU) you owe a primary duty of care to workers and others. WHS law is implemented by each state and territory regulator.
Safe Work Australia and state regulatorsCheck with the regulator
INSURANCE
3Workers compensation insurance
NATIONALCompulsory in every state and territory once you employ staff. The scheme, insurer and registration process differ by jurisdiction (WorkSafe Victoria, icare NSW, WorkCover Queensland, WorkCover WA).
State and territory workers compensation authoritiesCheck with the regulator
Public liability insurance
NATIONALNot legally compulsory for most businesses, but effectively mandatory in practice — most commercial clients, councils, landlords and head contractors require evidence of cover before you can work.
Not government-mandated for most businessesCheck with the regulator
Professional indemnity insurance
NATIONALA registration condition for most registered health professions and a standard contractual requirement for consultants and advisers.
Profession-specific registration boardsCheck with the regulator
May also apply — we need one more answer
Director Identification Number
What is your business structure?
Payroll codes
Payroll allowances to expect (STP Phase 2)
Single Touch Payroll Phase 2 requires allowances to be itemised by type. These are the ones this trade commonly reports.
- CD
Cents per kilometre
Car allowance paid on a per-kilometre basis for business travel in the employee's own vehicle.
- RD
Domestic or overseas travel
Travel allowance covering accommodation, meals and incidentals away from home.
Free tools
Free government tools worth using
Some of what businesses pay for is already published free. Start here.
- Australian Business Licence and Information Service (ABLIS)
Answer questions about what your business does and where it operates, and get back the licences, permits and registrations that apply across federal, state and local government. The single best starting point for the licensing question.
Australian Government
- Work out your business registrations
Walks through which registrations you need — ABN, business name, GST, TFN, PAYG withholding — based on your structure and situation.
business.gov.au
- ABN Lookup
Free public register for checking an ABN, its GST registration status and entity name. Worth running over any new commercial customer before you extend credit.
Australian Business Register
- Personal Property Securities Register (PPSR)
Register a security interest over goods you supply on credit, or search whether equipment you are buying is encumbered. Low cost per registration and the difference between being a secured and unsecured creditor if a customer folds.
Australian Financial Security Authority
- IP Australia — TM Headstart
A pre-application assessment service for trade marks — an examiner reviews your mark before you formally apply, so you find problems before paying the full application fee.
IP Australia
- Cash flow statement template
A spreadsheet for projecting money in and out month by month.
business.gov.au
- Profit and loss statement template
Standard income statement layout for businesses not yet on accounting software.
business.gov.au
- Balance sheet template
Assets, liabilities and equity in a single standard layout.
business.gov.au
- Budget template
Plan expected income and expenses across a financial year.
business.gov.au
- Start-up costs sheet
Itemise what it will actually cost to open — the exercise that tells you how much runway you need before the first invoice is paid.
business.gov.au
Government tools and templates referenced are © Commonwealth of Australia, licensed under CC BY 3.0 AU.
Disclaimer
General information only — not legal, financial or tax advice. Licence classes, thresholds and exemptions change; confirm every requirement with the named regulator before relying on it.